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:root{--navy:#123b75;--blue:#168beb;--blue-text:#1272c9;--yellow:#ffc928;--cyan:#20c5d8;--slate:#25344a;--bg:#f4f7fc;--bg-alt:#e8eef8;--card:#fff;--ink:var(--slate);--heading:var(--navy);--muted:#5b6b82;--line:#dce4f0;--brand:var(--navy);--brand-ink:#fff;--brand-soft:#e3eefb;--link:var(--blue-text);--accent:var(--yellow);--ai:var(--cyan);--ai-soft:#e4f8fa;--danger:#b42318;--radius:14px;--shadow:0 1px 2px #123b750d, 0 8px 24px #123b7514}*{box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--font-sans), system-ui, -apple-system, sans-serif;background:var(--bg);color:var(--ink);-webkit-font-smoothing:antialiased;margin:0;line-height:1.55}a{color:var(--link)}h1,h2,h3{color:var(--heading);letter-spacing:-.02em;margin:0 0 .5em;line-height:1.15}h2{font-size:clamp(1.5rem,3vw,2rem)}.wrap{max-width:1100px;margin:0 auto;padding:0 16px}.narrow{max-width:640px}.section{padding:64px 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.result-big{color:var(--yellow)}.result-big{letter-spacing:-.02em;margin:2px 0 14px;font-size:2.6rem;font-weight:800}.result-list{gap:8px;margin:0;font-size:.92rem;display:grid}.result-list div{border-top:1px solid #fff3;justify-content:space-between;gap:12px;padding-top:8px;display:flex}.result-list dt{opacity:.9}.result-list dd{margin:0;font-weight:700}.result-list .strong{font-size:1.05rem}.nudge{border-color:var(--ai);background:var(--ai-soft)}.nudge ul{gap:10px;margin:10px 0 0;padding:0;list-style:none;display:grid}.nudge li{font-size:.9rem;display:grid}.nudge li span{color:var(--muted);font-size:.82rem}.cta-card p{margin:0;font-size:.95rem}.steps{grid-template-columns:repeat(3,1fr);gap:18px;margin-top:24px;display:grid}.step{background:var(--card);border-radius:var(--radius);border:1px solid var(--line);padding:22px}.step-n{background:var(--accent);border-radius:50%;place-items:center;width:34px;height:34px;margin-bottom:12px;font-weight:800;display:grid}.step h3{font-size:1.1rem}.step p{color:var(--muted);margin:0}details{background:var(--card);border:1px solid var(--line);border-radius:12px;margin-bottom:10px;padding:14px 18px}summary{cursor:pointer;font-weight:700}details p{color:var(--muted);margin:10px 0 0}.footer{border-top:1px solid var(--line);padding:36px 0}.footer p{margin:4px 0}@media (max-width:860px){.calc{grid-template-columns:1fr}.calc-result{order:-1;position:static}.steps{grid-template-columns:1fr}}@media (max-width:480px){.row{grid-template-columns:1fr}.section{padding:48px 0}}.nav-right{align-items:center;gap:14px;display:flex}.lang{gap:2px;font-size:.85rem;font-weight:600;display:flex}.lang a{color:var(--muted);border-radius:6px;padding:4px 7px;text-decoration:none}.lang a:hover{color:var(--ink)}.lang a[aria-current]{color:var(--navy);background:var(--brand-soft);box-shadow:inset 0 -2px 0 var(--blue)}@media (max-width:480px){.nav-right{gap:8px}.nav-right .btn-small{padding:7px 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